Net Monetary Value
Pros & Cons
When you purchase Virgin Atlantic flight tickets as well as other purchases, you can earn miles which are then redeemable against more flights and upgrades. After your first purchase you can earn bonus points as well as on your annual renewal. The Virgin Atlantic White Card requires an annual fee of $49 but has no foreign transaction fee.
No Foreign Transaction Fee
No First Year Annual Fee Waiver
No Sign-up Bonus
Bank of America
In 2014, Bank of America received 819 customer complaints. Of these, 100% were dealt with rapidly and 78% were resolved to customers’ satisfaction. The bank is based in North Carolina and is one of the biggest financial institutions in the world. Bank of America has a strong presence on both coasts of the US.