Net Monetary Value
Pros & Cons
If you’re a frequent flyer with Virgin Atlantic Airways, this card will allow you earn more flights and upgrades. You can earn the most points on Virgin Atlantic purchases but can also earn points on other purchases. You can earn bonus miles after your first purchase and with every yearly renewal, you can earn more points. People with the Virgin Atlantic Black Card can tier their points which can put them in a position to get better benefits. There is an annual fee but no foreign transaction fee.
No Foreign Transaction Fee
No First Year Annual Fee Waiver
Bank of America
In 2014, Bank of America received 819 customer complaints. Of these, 100% were dealt with rapidly and 78% were resolved to customers’ satisfaction. The bank is based in North Carolina and is one of the biggest financial institutions in the world. Bank of America has a strong presence on both coasts of the US.