Pros & Cons
If you’re an American Airline frequent flyer the CiriExecutive/ AAdvantage World Elite MasterCard is a great option. You get free checked bags, American Airlines Admirals Club membership, and discounts on what you buy in-flight. You earn points on American Airline flight tickets, as well as on other select purchases. You can redeem your points on flights, hotels, renting a car, vacation packages, and newspaper subscriptions. Every year of membership awards you with more points and while there is no foreign transaction fee, the annual fee is quite a lot above average.
No Foreign Transaction Fee
No First Year Annual Fee Waiver
15.49% – 15.74%
As the consumer division of Citigroup, Citibank offers customers services in checking and savings accounts, loans, wealth management advice, and small business options. In 2014, the bank received 1,320 complaints with a 100% of all complaints addressed – 77% of these complaints were resolved with customer satisfaction. Citigroup is based in New York City, though Citibank has a presence all across the US.