Pros & Cons
Citi/ AAdvantage Platinum Select MasterCard holders can use their cards to claim priority boarding and free checked bags. By paying for flight tickets with your card you can earn points and also by paying for other purchases. Your points can be used on American Airline flights or flights with their partner airlines, you can get flight upgrades, hotels, rental cars, vacations, and membership for an Admirals Club. For the first year there is no annual fee, and for every subsequent year, the annual fee is $95. There are no foreign transaction fees.
$0 Annual Fee First Year
No Foreign Transaction Fees
14.24% – 24.49%
As the consumer division of Citigroup, Citibank offers customers services in checking and savings accounts, loans, wealth management advice, and small business options. In 2014, the bank received 1,320 complaints with a 100% of all complaints addressed – 77% of these complaints were resolved with customer satisfaction. Citigroup is based in New York City, though Citibank has a presence all across the US.